You're not the problem. The system is.
Fast. Simple. Zero Rewards
UPI has made payments effortless and instant for millions of Indians. But every scan and pay transaction ends the same way - zero rewards, zero value back.
High Rewarding - only if you decode them.
Credit cards promise rewards, but only to those who can crack their complexity. Between hidden conditions, confusing structures, and marketing gimmicks, most people never unlock their real value.
Keyy flips that system in your favour.
Keyy doesn’t change how you spend. It changes what you get back.
Right cards. Maximum Returns.
Most people pick cards offered by banks, or assumptions, or promoted by influencers, but with 800+ cards and complex T&Cs, finding the right set of cards to truly maximise benefits is nearly impossible.
Right cards. Maximum Returns.
Reliance on guesswork or memory, with offers constantly changing, making it impossible to track the best card and rewards for every transaction.
Right cards. Maximum Returns.
Banks highlight options that benefit them, not you. With complex tiers and hidden rules, finding the smartest way to redeem points is nearly impossible.
Paying but getting nothing back
Confused with cards
Missing out on value
Three tiers. Three ascents. One ecosystem built around how far your network travels.
Lunar (0–5 referrals) Your first tier of power.
A steady rise. A solid foundation.
Stellar (6–10 referrals) Where your membership starts to show.
Recognition meets reward.
Cosmic (11+ in your circle) The highest tier. Reserved for those who expand value effortlessly.
Maximum leverage.Signature benefits.
Bank-level security.
Privacy-first architecture
No unauthorized storage
Electric Bill Payment
Mobile Recharge
Grocery Purchase
House Rent
Electric Bill Payment
Mobile Recharge
Grocery Purchase
House Rent
Salary
Car Wash
Travelling Expenses
Parking Fees
School Fees
Salary
Car Wash
Travelling Expenses
Parking Fees
School Fees
